Cover Me, I’m Broke: Why This Blog Exists

Young adult budgeting at kitchen table with bills and laptop.

Let’s be honest—most of us didn’t grow up dreaming about insurance policies, credit scores, or emergency funds. We wanted to live our lives, not calculate risk ratios or compare premiums. But here we are, adults in a world where one wrong turn can cost thousands, and “just in case” is a survival strategy.

Welcome to Cover Me, I’m Broke—a blog for real people navigating money, insurance, and financial adulthood without a trust fund or a finance degree.

Why We're Here

We’re not financial advisors in suits (though we do like a good blazer). We're regular people who’ve made mistakes, asked dumb questions, and Googled things like “what is a deductible?” at 2am. And we figured—we’re not the only ones.

This blog was born out of a simple idea: understanding finance and insurance shouldn’t feel like decoding ancient scrolls. Whether you're:

• Wondering if life insurance is worth it in your 20s

• Trying to figure out if your car insurance is ripping you off

• Drowning in debt and need a plan

• Or just trying to stop living paycheck-to-paycheck

We’ve got you covered.

What to Expect

• Bite-sized breakdowns of complex financial topics

• Real talk about budgeting, saving, and investing

• Insurance explained like you’re five (but not in a condescending way)

• Tips, tools, and survival guides for when money gets tight

And yes, probably a few memes—because sometimes you need to laugh through the financial pain.

The Goal

We’re not here to make you rich overnight (though that would be cool). We’re here to help you make smarter money moves, protect yourself from the unexpected, and slowly build the kind of financial stability that doesn’t rely on crossed fingers.

Because being broke isn’t a personality trait—it’s a phase. And with the right knowledge, it’s one you can move past.

So stick around, subscribe, and let’s figure this money thing out together.

Because adulting is hard—but going broke is harder.